Book Now. Pay Over Time
Spread the cost of your trip over low monthly payments.
Experience Buyer’s Joy
Feel good about what you book and how you pay for it. With Flex Pay, you can make thoughtful purchases and pay for them in bite-sized pieces while keeping yourself on budget.
Low Monthly Payments
Budget-friendly loan options
Easy Application
Quick decision
Surprise-Free
No late fees or prepayment penalties
Easy AutoPay
No payment dates to remember
How Flex Pay works
Select Flex Pay at Checkout
Add purchases to your cart just like you normally would. When you are ready to check out, choose Flex Pay as your form of payment.
Quick & Easy
Provide a few pieces of information and receive a quick decision.
Enjoy Now
If approved, enjoy your trip now and pay for it over time with low monthly installments.
Frequently Asked Questions
Flex Pay gives you the freedom to purchase what you want now and pay over time with simple fixed installments. Some plans include interest while some are interest-free.
When you’re ready to check out, just select Flex Pay as your payment method, complete a short application, and receive a quick decision. Choose the terms of your payment plan, finish checking out, and enjoy your purchase. Then, pay over time with simple, no-surprise monthly payments.
Shop for your items and add them to your cart just like you normally would. When you are ready to checkout, simply select Flex Pay as your payment method. To apply, you’ll need to provide some basic information like your mobile number, date of birth, and if you are a US resident, your Social Security Number. If you’re approved, finish checking out and you’re done.
We look at a number of factors, including your credit information, purchase details, and more.
You can make a payment any time by visiting upgrade.com/pay and clicking on the Loans tab. From there, click the Make a Payment button.
We recommend that you enable AutoPay at time of purchase so that your payments are automatically deducted each month.
If you don’t have AutoPay enabled, visit upgrade.com/pay, click on the Accounts page, and set the AutoPay toggle to ON.
You can also change the form of payment on file with Flex Pay any time by visiting upgrade.com/pay
Yes! As soon as the merchant has processed your purchase, it will be delivered to you, even before you finish making your loan payments.
You can read our Privacy Policy at upgrade.com/en-ca/flex-pay/privacy/ and Terms of Use at upgrade.com/en-ca/flex-pay/terms.
Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 14.99%-34.99%. On occasion, promotional financing may be available starting at 0% APR. Minimum $99 purchase required. Not everyone is eligible. Applicants are subject to approval by Uplift Canada Services ULC, a subsidiary of Upgrade, Inc. Privacy Policy. Terms of Use. 410 Adelaide Street West, Suite 220, Toronto, Ontario M5V1S8
