Terms and Conditions

* World Elite offer value breakdown works as follows: First Year Fee waived ($120), Mastercard Travel Pass ($90), Welcome Offer ($840 towards purchases with AIR MILES Cash) for a total of $1,050 in value.

No Fee offer value breakdown works as follows: Welcome Offer ($263 towards purchases with AIR MILES Cash)

1. BMO AIR MILES World Elite Mastercard applications must be received between September 11, 2023, and October 31, 2023 (the “Offer Period”) to be eligible for the AIR MILES Bonus Miles and Annual Fee Refund offers (each an “Offer” and collectively the “Offers”). Bonus Offers are limited to new accounts. Existing BMO AIR MILES World Elite Mastercard customers who cancel their card during the Offer Period, and existing BMO Mastercard customers who transfer into this product during the Offer Period are not eligible for the Offers.
   
   AIR MILES Bonus Miles Offer: Receive 3,000 Bonus Miles when you spend a minimum of $3,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit, or debit adjustments) in net card purchases within the first three (3) months from the Credit Card open date. The Bonus Miles will be credited to the primary Credit Cardholder’s Collector AIR MILES Account if your credit card account is open and in good standing within ninety (90) business days following the qualifying $3,000 spend. Receive 2,500 Bonus Miles when you spend a minimum of $15,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit, or debit adjustments) in net card purchases within the first six (6) months from the Credit Card open date. The Bonus Miles will be credited to the primary Credit Cardholder’s Collector Account if your credit card account is open and in good standing within ninety (90) business days following the qualifying $15,000 spend and six (6) month period. Receive 2,500 Bonus Miles when you spend a cumulative amount of $30,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit, or debit adjustments) in net card purchases within the first twelve (12) months from the Credit Card open date. The Bonus Miles will be credited to the primary Credit Cardholder’s Collector Account if your credit card account is open and in good standing within ninety (90) business days following the qualifying $30,000 spend and twelve (12) month anniversary date. All Bonus Miles are credited in accordance with the set balance preference (between AIR MILES Cash and AIR MILES Dream balances) at the time of posting. The AIR MILES Bonus Miles Offer is subject to the AIR MILES Reward Program Terms and Conditions. Limit of one AIR MILES Bonus Miles Offer per Collector Number. If the Credit Card is cancelled within ninety (90) days from the date it was opened, all Miles earned within that period will be cancelled. This offer is available only to AIR MILES collectors who received this offer invitation; offer is non-transferable. To qualify for the offer, eligible collectors must apply for a new BMO AIR MILES World Elite Mastercard through the offer link provided in the offer invitation.
   
   Annual Fee Waiver Offer: The primary cardholder annual fee of $120 will be waived in the first year and will appear as a fee and a credit on the primary cardholders first statement. After the first year, the annual fee will appear on your Credit Card statement twelve (12) months after the Credit Card open date. Your new credit card account must be open and in good standing at the time the rebate is awarded. The Annual Fee Waiver Offer does not apply to the Additional Card annual fee.
   
   These offers are subject to change or can be withdrawn without notice. Existing BMO AIR MILES World Elite Mastercard customers who cancel their card and apply during the “Offer Period” and existing BMO AIR MILES Mastercard customers who cancel and apply or transfer into this Credit Card product during the “Offer Period” are not eligible for the Offer. Customers who have opened, transferred, or cancelled a BMO AIR MILES Mastercard product within the last 12 months are not eligible for the offer. If the Credit Card is cancelled within ninety (90) days from the date it was opened, all Miles earned within that period will be cancelled (bonus miles will be awarded only if your credit card account is open and in good standing). If you receive Miles in error, we reserve the right to deduct them from your Reward Miles balance.
2.  BMO AIR MILES Mastercard applications must be received between September 11, 2023, and October 31, 2023 (the “Offer Period”). 2,500 AIR MILES Bonus Miles offer is limited to new accounts. Existing BMO AIR MILES Mastercard customers who cancel their card and apply during the “Offer Period” and existing BMO AIR MILES Mastercard customers who cancel and apply or transfer into this Credit Card product during the “Offer Period” are not eligible for the Offer. Customers who have opened, transferred, or cancelled a BMO AIR MILES Mastercard product within the last 12 months are not eligible for the offer. If the Credit Card is cancelled within ninety (90) days from the date it was opened, all Miles earned within that period will be cancelled (bonus miles will be awarded only if your credit card account is open and in good standing). This offer is available only to AIR MILES collectors who received this offer invitation; offer is non-transferable. To qualify for the offer, eligible collectors must apply for a new BMO AIR MILES Mastercard through the offer link provided in the offer invitation.
   
   AIR MILES Bonus Miles Offer: Receive 1,500 Bonus Miles when you spend a minimum of $1,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit, or debit adjustments) in net card purchases within the first three (3) months from the Credit Card open date. The Bonus Miles will be credited to the primary Credit Cardholder’s Collector AIR MILES Account if your credit card account is open and in good standing within ninety (90) business days following the qualifying $1,000 spend. Receive 500 Bonus Miles when you spend a minimum of $5,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit, or debit adjustments) in net card purchases within the first six (6) months from the Credit Card open date. The Bonus Miles will be credited to the primary Credit Cardholder’s Collector Account if your credit card account is open and in good standing within ninety (90) business days following the qualifying $5,000 spend. Receive 500 Bonus Miles when you spend a cumulative amount of $10,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit, or debit adjustments) in net card purchases within the first twelve (12) months from the Credit Card open date. The Bonus Miles will be credited to the primary Credit Cardholder’s Collector Account if your credit card account is open and in good standing within ninety (90) business days following the qualifying $10,000 spend and twelve (12) month anniversary date. All Bonus Miles are credited in accordance with the set balance preference (between AIR MILES Cash and AIR MILES Dream balances) at the time of posting. The AIR MILES Bonus Miles Offer is subject to the AIR MILES Reward Program Terms and Conditions. Limit of one AIR MILES Bonus Miles Offer per Collector Number. If the Credit Card is cancelled within ninety (90) days from the date it was opened, all Miles earned within that period will be cancelled. If you receive Reward Miles in error, we reserve the right to deduct them from your Reward Miles balance

^†/®† Trademark/Registered trademark of Bank of Montreal.

^®*/™* Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used under license.

^®† Trademarks of AM Royalties Limited Partnership used under license by AIR MILES Loyalty Inc. and Bank of Montreal.