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Terms and Conditions

  1. World Elite for Business offer value breakdown works as follows: First Year Fee waived ($149), Mastercard Travel Pass ($90), Welcome Offer ($1,578) for a total of $1,800 in value.
    BMO AIR MILES World Elite Business Mastercard ('Credit Card') applications must be received between September 11, 2023, and October 31, 2023 (the 'Offer Period') to be eligible for the following Bonus Miles and Annual Fee Waiver offers (each an 'Offer' and collectively the 'Offers'):

    AIR MILES Bonus Miles Offer: Get 5,000 Bonus Miles when you spend a minimum of $5,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit, or debit adjustments) on purchases using the Credit Card within the first three (3) months from the Credit Card account open date. The Bonus Miles will be credited to the primary Credit Cardholder's AIR MILES Collector Account if your credit card account is open and in good standing within ninety (90) business days following the qualifying $5,000 spend. Receive 5,000 Bonus Miles when you spend a minimum of $10,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit, or debit adjustments) on purchases using the Credit Card if your credit card account is open and in good standing within the first six (6) months from the Credit Card account open date. The Bonus Miles will be credited to the primary Credit Cardholder's AIR MILES Collector Account within ninety (90) business days following the qualifying $10,000 spend and your credit card account is open and in good standing. Receive 5,000 Bonus Miles when you spend a cumulative $45,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit, or debit adjustments) on purchases using the Credit Card within the first anniversary of twelve (12) months from the Credit Card account open date. The Bonus Miles will be credited to the primary Credit Cardholder's AIR MILES Collector Account within ninety (90) business days following the qualifying $45,000 spend and your credit card account is open and in good standing. All Bonus Miles are credited in accordance with the set balance preference (between AIR MILES Cash and AIR MILES Dream Accounts) at the time of posting. The AIR MILES Bonus Miles Offer is subject to the AIR MILES Reward Program Terms and Conditions. Limit of one AIR MILES Bonus Miles Offer per Collector Number.

    Annual Fee Waiver Offer: The primary cardholder’s annual fee of $149 will be rebated in the first year and will appear as a fee and a credit on the primary cardholder’s first statement. The primary owner’s annual card fee applies after the first year and will appear on your account statement twelve (12) months after the account open date. Your new credit card account must be open and in good standing at the time the rebate is awarded. If an additional cardholder is added to the account within the first year, the Additional Card annual fee of $50 per card will be charged at a prorated rate and will not be waived or rebated.

    These offers are subject to change or can be withdrawn without notice. Existing BMO AIR MILES World Elite Business Mastercard customers who cancel their card and apply during the “Offer Period” and existing BMO Business Mastercard customers who cancel and apply or transfer into this Credit Card product during the “Offer Period” are not eligible for the Offer. Customers who have opened, transferred, or cancelled a BMO Business Mastercard product within the last 12 months are not eligible for the offer. If the Credit Card is cancelled within ninety (90) days from the date it was opened, all Miles earned within that period will be cancelled (bonus miles will be awarded only if your credit card account is open and in good standing). If you receive Miles in error, we reserve the right to deduct them from your Reward Miles balance.

  2. BMO AIR MILES No Fee Business Mastercard offer breakdown works as follows: The Welcome Offer is valued at $520 towards purchases with AIR MILES Cash.
    BMO AIR MILES No Fee Business Mastercard applications must be received between September 11, 2023, and October 31, 2023 (the “Offer Period”). Up to 5,000 AIR MILES Bonus Miles offer is limited to new BMO AIR MILES No Fee Business Mastercard accounts. Existing BMO AIR MILES No Fee Business Mastercard customers who cancel their card and apply during the “Offer Period” and existing BMO Business Mastercard customers who cancel and apply or transfer into this Credit Card product during the “Offer Period” are not eligible for the Offer. Customers who have opened, transferred, or cancelled a BMO Business Mastercard product within the last 12 months are not eligible for the offer. If the Credit Card is cancelled within ninety (90) days from the date it was opened, all Miles earned within that period will be cancelled (bonus miles will be awarded only if your credit card account is open and in good standing).

    AIR MILES Bonus Miles Offer: Get 3,000 Bonus Miles when you spend a minimum of $3,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit, or debit adjustments) on purchases using the Credit Card if your credit card account is open and in good standing within the first three (3) months from the Credit Card account open date. The Bonus Miles will be credited to the primary Credit Cardholder's AIR MILES Collector Account within ninety (90) business days following the qualifying $3,000 spend and your credit card account is open and in good standing. Receive 1,000 Bonus Miles when you spend a minimum of $6,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit, or debit adjustments) on purchases using the Credit Card within the first six (6) months from the Credit Card account open date. The Bonus Miles will be credited to the primary Credit Cardholder's AIR MILES Collector Account within ninety (90) business days following the qualifying $6,000 spend and your credit card account is open and in good standing. Receive 1,000 Bonus Miles when you spend a cumulative $15,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit, or debit adjustments) on purchases using the Credit Card within the first anniversary of twelve (12) months from the Credit Card account open date. The Bonus Miles will be credited to the primary Credit Cardholder's AIR MILES Collector Account within ninety (90) business days following the qualifying $15,000 spend and your credit card account is open and in good standing. All Bonus Miles are credited in accordance with the set balance preference (between AIR MILES Cash and AIR MILES Dream Accounts) at the time of posting. The AIR MILES Bonus Miles Offer is subject to the AIR MILES Reward Program Terms and Conditions. Limit of one AIR MILES Bonus Miles Offer per Collector Number. This offer may be changed, extended, or withdrawn at any time without notice. If you receive Miles in error, we reserve the right to deduct them from your Reward Miles balance.

†/®† Trademark/Registered trademark of Bank of Montreal.

®*/™* Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used under license.

®† Trademarks of AM Royalties Limited Partnership used under license by AIR MILES Loyalty Inc. and Bank of Montreal.

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