Terms and Conditions
1 AIR MILES Gold® collectors can transfer up to 1,000 Reward Miles™ per calendar year between their AIR MILES Cash and Dream Accounts. For greater clarity, the limit of 1,000 Miles is cumulative; all transfers from Cash to Dream and from Dream to Cash will contribute to the total annual limit. AIR MILES Onyx collectors can transfer an unlimited number of Reward Miles between their AIR MILES Cash and Dream Accounts per calendar year. There is a daily transfer limit of 3,500 Miles between a collector’s AIR MILES Cash and Dream Accounts through the AIR MILES website’s digital Transfer Miles feature. Onyx collectors can transfer more than the daily digital limit of 3,500 Miles by calling AIR MILES Customer Care and completing verification requirements. There is no fee associated with the balance transfer feature for Gold or Onyx collectors. To use the balance transfer feature, first log in to your AIR MILES account on airmiles.ca or in the AIR MILES App and visit the balance transfer page. Then, select the transfer type (Cash to Dream or Dream to Cash), enter the amount of Miles you wish to transfer and confirm the transfer by clicking the “transfer” button. Once confirmed, transfers are final; reversing the transfer will be considered a second transfer and will contribute to the annual transfer limit applicable to Gold collectors. AIR MILES reserves the right to revise or amend the Transfer Miles limit or to revise, pause, or cancel the Transfer Miles feature in part or in whole at any time without prior notice to you. Please visit https://www.airmiles.ca/en/transfer-balance.html for more details.
2 At least one AIR MILES offer exclusive to AIR MILES Gold and AIR MILES Onyx collectors will be available in a calendar year. Collector must have active Gold or Onyx status at the time of the offer period to be eligible for the offer. Offer will be subject to terms and conditions which will be made available during the offer period.
3 Starting in 2025, an exclusive Travel discount will be available for AIR MILES Gold and Onyx collectors during one month in a calendar year, as chosen by AIR MILES. The discount will be available as a ‘Travel Month’ offer and can be used for a maximum of one booking per eligible collector done through AIR MILES Travel during that month. Discount will take the form of the lower of: (a) the applicable percentage Dream Miles discount (30% for Gold collectors or 40% for Onyx collectors), or (b) the applicable maximum discount (250 Dream Miles for Gold collectors or 500 Dream Miles for Onyx collectors). Collector must have active Gold or Onyx status at the time of the offer period to be eligible for the offer. Offer will be subject to terms and conditions which will be made available during the offer period.
4 AIR MILES Blue collectors get 1 AIR MILES® Reward Mile for every $15 CAD per travel booking. AIR MILES Gold® collectors get 1 AIR MILES® Reward Mile for every $10 CAD spent per travel booking. AIR MILES Onyx collectors get 1 AIR MILES® Reward Mile for every $5 CAD spent per travel booking.
Offer is valid for collectors who make a booking on AIR MILES® Travel. The Miles earned will be calculated on the collector status at the time of booking and the base cost of the booking made in a single transaction. Miles are not earned on any taxes and fees. Offer applies to the amount of the booking paid for by credit card.
Miles will be posted into the booking collector’s AIR MILES account within 5 to 10 days after travel is completed. AIR MILES reserves the right to change or retract an offer at any time without prior notice, or to retract an offer for deceptive booking behaviour, including but not limited to creating multiple collector numbers. AIR MILES reserves the right to offer a Reward Miles earn rate at an equivalent or greater value to all collectors. By participating in this offer you agree to the AIR MILES Travel Terms of Use.
5 AIR MILES Collectors can bundle two (2) travel products and earn up to 5x the Miles. This includes; Flight + Accommodation, or Flight + Car Rental.
AIR MILES Blue collectors get 3 AIR MILES® Reward MilesTM for every $15 CAD spent, per bundled travel booking transaction. AIR MILES Gold® collectors can get 4 AIR MILES Reward Mile for every $10 CAD spent, per bundled travel booking transaction. AIR MILES Onyx collectors can get 5 AIR MILES Reward Miles for every $5 CAD spent, per bundled travel booking transaction.
Offer is valid for collectors who make a booking on AIR MILES® Travel. The Miles earned will be calculated on the booking collector status at the time of booking and the base cost of the booking made in a single transaction. Miles are not earned on any taxes and fees. Offer applies to the amount of the booking paid for by credit card. Offer applies only to transactions where both travel components are booked together in a single transaction, and the bundle type is selected prior to booking/purchase completion. Adding a second travel component to a previously completed booking will not qualify as a bundled package.
Miles will be posted into the booking collector’s AIR MILES account within 5 to 10 days after travel is completed. AIR MILES reserves the right to change or retract an offer at any time without prior notice, or to retract an offer for deceptive booking behaviour, including but not limited to creating multiple collector numbers. AIR MILES reserves the right to offer a Reward Miles earn rate at an equivalent or greater value to all collectors. By participating in this offer you agree to the AIR MILES Travel Terms of Use.
6 Quantities may be limited. Collector status merchandise offer applies to Reward Miles used to order select merchandise rewards updated on airmiles.ca.
7 Collector status AIR MILES Travel and merchandise offers cannot be combined with any other offers such as Travel Specials and Deals of the Week. AIR MILES reserves the right to offer flights and merchandise at an equivalent or lesser number of Miles to all collectors.
8 Cardholders of the BMO AIR MILES World Elite Mastercard, BMO AIR MILES Business Mastercard and BMO AIR MILES Small Business World Elite Mastercard (“Eligible Cardholders”) enjoy automatic AIR MILES Onyx collector status and have access to the corresponding benefits as long as they remain Eligible Cardholders (“Partner Designation”). Should their Eligible Cardholder status terminate, then requalification for Onyx collector status is based on their collection of 5,000 eligible Reward Miles in a calendar year. Eligible Miles are collected in connection with qualifying purchases made at participating AIR MILES partners; see the partner listing section on airmiles.ca. Certain Miles do not count towards the minimum 5,000 eligible Mile requirement (“Exclusions”). Exclusions include, but are not limited to, refunded Miles, transferred Miles, any Miles collected through an employee incentive program, and Miles collected in connection with any specifically excluded offer. Partner Designation is determined by AIR MILES in its sole discretion. AIR MILES Onyx collector status qualification requirements and benefits are subject to change at any time and without notice. See airmiles.ca/onyx for the most up-to-date information.
9 Offer valid for applications submitted through airmiles.ca and eligible partners only. Eligibility restricted to:
i) Any airmiles.ca communication
ii) Any BMO communication
BMO®† AIR MILES® World Elite®* Mastercard®* (“Credit Card”) applications must be received between June 1, 2024 and November 30, 2024 (the “Offer Period”) to be eligible for the following Bonus Miles and Annual Fee Waiver offers (each an “Offer” and collectively the “Offers”):
AIR MILES® Bonus Miles Offer: AIR MILES Bonus Miles Offer: Receive 3,000 Bonus Miles when you spend a minimum of $3,000 (less refunds and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments) in net card purchases within the first three (3) months from the Credit Card open date. The Bonus Miles will be credited to the primary Credit Cardholder’s AIR MILES Collector Account within ninety (90) business days following the qualifying $3,000 spend. All Bonus Miles are credited in accordance with the set balance preference (between AIR MILES Cash and AIR MILES Dream balances) at the time of posting. The AIR MILES Bonus Miles Offer is subject to the AIR MILES Reward Program Terms and Conditions, as amended from time to time. Limit of one AIR MILES Bonus Miles Offer per Collector Number. If the Credit Card is cancelled within ninety (90) days from the date it was opened, all Miles earned within that period will be cancelled. 3000 Bonus Miles offer cannot be combined with the 1500 Bonus Miles offer for new BMO AIR MILES Mastercard applicants.
Annual Fee Waiver Offer: The primary cardholder annual fee of $120 will be waived for the first year and will appear as a fee and a credit on the primary cardholder’s first statement. After the first year, the annual fee will appear on your Credit Card statement twelve (12) months after the Credit Card open date. The Annual Fee Waiver Offer does not apply to the Additional Card annual fee.
These offers are subject to change or can be withdrawn without notice. Offers are limited to new accounts; existing BMO AIR MILES World Elite Mastercard customers who cancel their card during the “Offer Period” and existing BMO Mastercard customers who transfer into this Credit Card product during the “Offer Period” are not eligible for the Offers. If the Credit Card is cancelled within ninety (90) days from the date it was opened, all Miles earned within that period will be cancelled.
