Terms and Conditions

1. For full details on the Everyday Banking AIR MILES^®† Account Offer, visit https://www.bmo.com/assets/pdfs/air-miles-offer-en.pdf
   
   
2. Lead Account holders of the AIR MILES Bank Plan will receive automatic AIR MILES Gold collector status. For details and benefits of being an AIR MILES Gold collector, refer to https://www.airmiles.ca/en/profile/status-benefits.html
   
   
3. Starting July 1, 2025, with the AIR MILES Bank Plan, earn: (i) one (1) AIR MILES Reward Mile (“Mile”) for every $25 in purchases, up to a maximum of 160 Miles ($4,000 net eligible purchases) per calendar month; and (ii) one (1) AIR MILES Bonus Mile (“Bonus Mile”) for every $25 in purchases at merchants classified by Mastercard’s “Merchant Category Code” (MCC) as “grocery stores and supermarkets” (MCC 5411) and “Wholesale Clubs” (MCC 5300) for a total of two (2) Miles (including the base earn rate). Bonus Miles will be earned on eligible grocery store and wholesale club purchases up to a maximum of $500 in net purchases per calendar month for each category. Miles are calculated on the total eligible cumulative purchases (less refunds) made with your BMO Debit Card that occur on your Lead Account over a calendar month.
   
   
4. This cent off per litre offer is available only to AIR MILES collectors who have linked their BMO credit or BMO Debit Card with their AIR MILES collector number. This offer is exclusive to BMO personal banking credit and debit card cardholders, as well as the Small Business credit cards, including Credit Line for Business Mastercard. BMO corporate and commercial credit and debit cards, business banking debit cards, USD credit cards, and Prepaid credit cards do not qualify for this offer. To receive the savings at the pump, the eligible AIR MILES collector number must be connected to your BMO credit or debit card and the eligible AIR MILES collector number must be valid at the time of the purchase transaction. To qualify for the offer, eligible collectors with a BMO credit or debit card: Can receive their fuel discount at the pump once the customer inputs their AIR MILES collector number and completes the payment with the BMO credit or debit card that has been linked to their AIR MILES collector number. BMO AIR MILES credit card holders with a valid AIR MILES collector number will receive an instant discount of $0.02 per litre on regular fuel (Shell Bronze and Shell Silver) and $0.07 per litre of premium fuel (Shell V-Power NiTRO+ or Shell V-Power NiTRO+ 91 or Shell VPower NiTRO+ 93) at Shell (excluding Flying J locations) between March 18, 2024, to December 31, 2025, to a maximum of 1,000 litres in one month. BMO non-AIR MILES credit and debit card holders, including other BMO Mastercard and BMO Visa holders must manually link their credit or debit card to an existing or new AIR MILES collector number at airmilescardlink.ca/bmo-shell-benefit to be eligible for this offer. The linking process can take up to 5 days before the benefit is provided, then eligible AIR MILES collectors will receive an instant discount of $0.02 per litre on regular fuel (Shell Bronze and Shell Silver) and $0.07 per litre of premium fuel (Shell V-Power NiTRO+ or Shell V-Power NiTRO+ 91 or Shell V-Power NiTRO+ 93) at Shell (excluding Flying J locations) between March 18, 2024, to December 31, 2025, to a maximum of 1,000 litres in one month. This is a limited time offer and may be changed, extended, or withdrawn at any time without notice.
   
   
5. Use the Cash Miles in your AIR MILES Cash Account in-store in increments of 95 Cash Miles for every $10 towards your purchases at participating AIR MILES Partner locations, to a maximum of $750 (7,125 Cash Miles) per day (gift cards and near-cash products are excluded and other exclusions may also apply); maximum of $60 per transaction (570 Cash Miles), up to 5 eligible transactions totalling $300 per day at Shell; and online at airmiles.ca/cash in increments of 95 Cash Miles for every $10 worth of value from participating Reward Partners, to a maximum of $750 (7,125 Cash Miles) per day. eVouchers can be used at participating Reward Partner locations in Canada only. See specific eVoucher Reward page for details including any applicable limits and restrictions. You must have accumulated sufficient Cash Miles in your Collector Account in order to use Miles towards in-store purchases and eVouchers. All Rewards offered are subject to the Terms and Conditions of the AIR MILES Reward Program, are subject to change and may be withdrawn without notice.
   
   
6. All rewards offered are subject to the terms and conditions of the AIR MILES Reward Program, are subject to change and may be withdrawn without notice. To use Miles for travel, merchandise, certificate and/or event rewards, you must have accumulated sufficient Dream Miles in your collector account. Some restrictions may apply. Quantities may be limited. Collectors must pay applicable surcharges, fees, and taxes on air travel, hotel, and car rental rewards. Travel rewards may be subject to a minimum advance booking and availability from participating suppliers. Merchandise rewards include all taxes, shipping and handling costs. No cancellations, exchanges or refunds for merchandise, certificates or tickets once booked or ordered. Changes, cancellations, and refunds to travel bookings are subject to the rules of the booking provider and/or supplier and may be subject to additional fees. Manufacturers’ warranties apply to merchandise rewards. AIR MILES Loyalty Inc. makes no representations or warranties, expressed or implied. For complete details, see current Program terms and conditions available at airmiles.ca.

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^®* Trademarks of Bank of Montreal
^®† INTERAC e-Transfer is a registered trademark of Interac Corp.
^®‡ Mastercard. World Elite, and the circle designs are trademarks of Mastercard International Incorporated.